Fha Appraisal Requirements Attic Photo

Sketches must show porches and outbuildings that have value and porches and decks must be indicated covered or uncovered photos of repair items are required.

Fha appraisal requirements attic photo.

Comment that all utilities were on and functioning at time of inspection. If you re trying to buy a house using an fha loan your fha lender will typically require an appraisal to validate the value of the home. I would call the city to find out what their requirements are for attic access because that is what fha would probably use as their guideline requirements. Fha residential appraisal requirements this section provides specific instructions for completing appraisal report forms.

Attic the appraiser will need to perform a head and shoulders inspection of the attic. Appraiser must include property sketch including exterior dimensions of house patios. Please make sure there is access and a ladder available if need be for the inspection. If the appraisal is subject to repairs or inspection the appraiser must include photos of any noted significant deferred maintenance required repair or items that require inspection photos must be labeled with description details such as subject front main bath mold in middle bath roof damage settlement crack on west wall.

Appraiser and property requirements for title ii 2 forward and reverse mortgages 3 the appraisal process is the mortgagee s tool for determining if a property meets the minimum 4 requirements and eligibility standards for a federal housing administration fha insured 5 mortgage. Crawlspace please make sure there is an unsealed entry point for a crawlspace. We cover those requirements and how they compare to conventional appraisals. I m not sure the code would have a rule about the size of the ladder though.

The appraisal reporting form to be used will depend on the property type that is being appraised. The appraiser will need to take photos and describe the area in his or her report. Report must state whether or not property conforms to minimum fha hud standards. The appraiser must select the appropriate appraisal form for reporting an fha appraisal from the following.

Mls photos are not a substitute for original photos. Intended user must include fha hud. Photo and sketch requirements fha added additional photograph requirements in appraisal reports and has clarified some current requirements regarding building sketches. If you use an fha loan to buy a house the property will have to be appraised and inspected by a hud approved home appraiser.

The only thing that i can think of that the appraiser may be referring to is a city building code. Similar to conventional home loans fha loans feature fha appraisal requirements mandated by the hud. Pursuant to fha hud requirements report must contain original comparable photos taken by appraiser.