Fha attic observation requirements will not change on september 14 2015 when the 4000 1 handbook becomes effective.
Fha 4000 1 attic inspection.
I believe like most of you that i am not a home inspector and the fha manual 4000 1 specifically states that.
This eliminates the need for mortgagees and other stakeholders in fha transactions to search through multiple stand alone policy documents to find.
Hud hoc reference guide roofs attics chapter 1 appraisal property requirements page 1 24.
Required repairs are limited to those repairs necessary to preserve the continued marketability of the property and to protect the health and safety of the occupants where to learn more.
The following new sections have been added to the handbook.
Head and shoulders is the.
Hundreds of fha handbooks mortgagee letters housing notices and other policy documents have been consolidated into this single source.
Fha requires that the appraiser observe the attic for evidence of needed repairs and non compliance with fha property eligibility requirements.
The official fha appraisal guidelines for 2019 state this clearly.
The instructor i had did a face to face with the writer of the manual who stated that the intent is not to make you an inspector but to have you observe these items and look for things out of the ordinary.
And it is very important to compare this lead paint rule to another appraisal rule found in the fha home loan handbook hud 4000 1.
Attic and crawl space inspection requirements.
Some circumstances may warrant what hud 4000 1 terms an as is appraisal.
The covering must prevent moisture from entering and provide reasonable future utility durability and economy of maintenance the appraiser must visually examine the roof to determine whether deficiencies present a health and safety hazard or do not allow for reasonable future utility.
If unable to observe the entire attic or crawl space area.
Clarifying that fha requires an inspection.
The guidance in this faq is effective for case numbers assigned on or after september 14 2015.
Explanation of materials transmitted.
Therefore if it looks out of the ordinary i will call for a third party inspection.
The appraiser must observe the interiors of all attic spaces.
Compare what the rules say about peeling paint for homes built after 1978.
The appraiser is not required to disturb insulation move personal items furniture equipment or debris that obstructs access or visibility.
To a full inspection.
This revision to the fha single family housing policy handbook or handbook 4000 1 handbook is being published to update existing sections.
This update to the fha single family housing policy handbook or handbook 4000 1 handbook is to incorporate guidance for fha condominium project approval.
The federal housing administration s fha single family housing policy handbook 4000 1 sf handbook is a consolidated consistent and comprehensive source of fha single family housing policy.
